Speak to your auto insurance broker about optional benefits.
For a few extra dollars a month, you can have the comfort of knowing that if you are injured in an auto accident your own auto insurer will provide additional accident benefits even if you are at fault.
Recent legislative changes have severely cut back on the availability of accident benefits. Optional benefits can help make up for this shortfall.
At the same time, you can speak to your own insurance broker about whether or not an umbrella policy is right for you and your family.
For a few extra dollars a month, an umbrella policy will provide additional and broader liability coverage to assist those individuals that may be injured as a result of mistakes that we have made.
You don’t need an injury lawyer until you do and when you do sufficient liability coverage can make all the difference.