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Legal Minute: No Fault Coverage

You don’t need an injury lawyer, until you do.

But there’s only so much your lawyer can do. Your compensation will come largely from the other driver’s liability insurance and your own no-fault benefits.

Your claim against the at-fault driver will take a couple of years.  The up-front-money you need for rehab comes from your own no-fault insurance. The problem is that it’s been slashed to the bone in recent years.

Every driver needs to know that you can buy optional no-fault coverage.

Your standard no-fault policy will pay a maximum of $400 per week to cover income. Is this enough?

Same thing with your medical coverage. Talk to your broker about buying the optional increases. If he brushes you off, ask him what it costs to make a home wheelchair accessible.

Your third party liability coverage absolutely MUST be at a minimum of $2,000,000. You need a Family Protection Endorsement.

Look at your policy tonight.

You may not need an injury lawyer, but if you do, you’ll want to have access to sufficient insurance coverage.

Contact Bergeron | Clifford LLP

Let us help you if you have been injured anywhere in Eastern Ontario. Contact us at 866-384-5886 or fill out our online form. We can meet at any of our office locations, including Kingston, Ottawa, Whitby, Carleton Place, Perth or wherever is most convenient for you.

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