Home > Legal Minute > Legal Minute: No Fault Coverage

Legal Minute: No Fault Coverage

You don’t need an injury lawyer, until you do.

But there’s only so much your lawyer can do. Your compensation will come largely from the other driver’s liability insurance and your own no-fault benefits.

Your claim against the at-fault driver will take a couple of years.  The up-front-money you need for rehab comes from your own no-fault insurance. The problem is that it’s been slashed to the bone in recent years.

Every driver needs to know that you can buy optional no-fault coverage.

Your standard no-fault policy will pay a maximum of $400 per week to cover income. Is this enough?

Same thing with your medical coverage. Talk to your broker about buying the optional increases. If he brushes you off, ask him what it costs to make a home wheelchair accessible.

Your third party liability coverage absolutely MUST be at a minimum of $2,000,000. You need a Family Protection Endorsement.

Look at your policy tonight.

You may not need an injury lawyer, but if you do, you’ll want to have access to sufficient insurance coverage.

Contact Bergeron | Clifford LLP

Let us help you if you have been injured anywhere in Eastern Ontario. Contact us at 866-384-5886 or fill out our online form. We can meet at any of our office locations, including Kingston, Ottawa, Whitby, Carleton Place, Perth or wherever is most convenient for you.

Insurance Tactics

This article, hosted by the American Association of Justice, shows us how some insurance companies unjustly deny claims, discriminate by credit score, delay payments until death, and employ other tactics to make sure they make the most profit as possible, […]

Bergeron Clifford Takes the Gold!

Bergeron Clifford is proud to support Kingston Literacy by participating in the 15th Annual Grate Groan Up Spelling Bee. The Bee took place on May 17th, 2009, at the Ambassador Hotel, which is a new venue for the event. Team […]

ccla-abcc logo
Nanavut logo
northumberland-county-law-association logo
the-advocates-society logo
ontario-trial-lawyers-association logo