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Ontario Catastrophic Injury & Car Accident News – Personal Auto Insurance Policies & UberX

An insurance company in Canada is cracking down on UberX drivers who are driving passengers without proper commercial coverage. Uber, a California company, allows Ontario drivers to work as UberX drivers to pick-up and drop-off passengers by using their own vehicles. However, there has always been a concern regarding insurance coverage.

In our previous Ontario car accident articles, we’ve discussed this issue for those involved in an UberX car accident, including passengers, pedestrians and UberX drivers themselves. Because UberX drivers are using their personal vehicles, many drivers may assume that their personal auto insurance policies would provide coverage in the event of a serious catastrophic car accident. However, this is not true.

Aviva, one of Canada’s largest insurance companies, is encouraging its policyholders to be honest about the use of their vehicles. Driving for Uber is considered commercial use and is not acceptable for personal vehicles. If UberX drivers only have personal auto policies, they are putting themselves and others at risk.

Aviva has received a complaint from the Canadian Taxi Association about UberX drivers lacking proper insurance coverage and also received receipts and licence plate numbers of four Ottawa UberX drivers from an unnamed “tipster.” This prompted Aviva’s anti-fraud team to open an investigation. As a result of the investigation, Aviva voided the policies of two drivers.

Aviva is encouraging its policyholders who are UberX drivers to talk to their brokers to make sure they are properly insured under a commercial policy. Otherwise, they will not be protected if they are in a car accident.

This is what happened to a Toronto UberX driver who was injured in an intersection accident earlier this year. His accident benefits and property claims were denied by his personal auto insurance company because he did not tell his insurance company that he was using his vehicle for commercial purposes. See Recent UberX Driver’s Accident Highlights Uncertainties of Uber’s Insurance Coverage – By a Kingston, Ontario Car Accident Lawyer

Serious car accidents can lead to catastrophic injuries requiring extensive medical treatments. UberX drivers do not want to be in a position of not being able to file accident benefits claims with their insurance companies to receive medical and rehabilitation benefits.

About the Catastrophic Car Accident Lawyers at Bergeron Clifford

The catastrophic injury lawyers at Bergeron Clifford have helped countless auto accident victims. Our lawyers have extensive resources and experience in helping Ontario car accident victims recover accident benefits they are entitled to. Our personal injury lawyers always offer FREE consultations. 1-866-384-5886

*Source: www.thestar.com (Insurer cancelling policies of UberX drivers)

Contact Bergeron | Clifford LLP

Let us help you if you have been injured anywhere in Eastern Ontario. Contact us at 866-384-5886 or fill out our online form. We can meet at any of our office locations, including Kingston, Ottawa, Whitby, Carleton Place, Perth or wherever is most convenient for you.

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