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The Insurance Company is Calling and Wants to Talk to Me. Should I Call them Back?

If you have recently been in a car accident or had a slip or trip and fall or another injury, chances are one or more insurance companies have reached out to you. If these people contact you do you have to speak with them? The strict answer is no, however there are circumstances where you may want to talk to them, but what you say to them is very important. Bottom line is that if an insurance company is calling and wants to speak with you - call a lawyer first.

Is there any such thing as "really good insurance?"

A friend of a friend had an awful accident. Someone ran a red light and there was a devastating t-bone impact. He broke both legs and an arm. This gentleman is an independent contractor in his 30s, married, with one young child at home. His wife does not work outside of the home. 

Personal Injury Claims - There's Almost Always An Insurance Company behind the Defendant:

When someone is seriously injured in an accident, whether it be a car accident, a slip and fall accident, or at the hands of a medical professional, the injured person is often left with no other option but to sue the at-fault party for damages.

Changes to insurance legislation and how it will negatively impact our clients' entitlement to accident benefits.

On February 26, 2016 Bergeron Clifford hosted a seminar on the changes to the Statutory Accident Benefits Schedule (SABS) which will come into force in the next few months, as well as the change from the Financial Services Commission of Ontario (FSCO) arbitration regime to the new dispute resolution system under the License Appeal Tribunal (LAT) which will begin April 1, 2016. The reduced insurance benefits under the SABS are an item of great concern for many stakeholders, and the transition from FSCO to the LAT is somewhat of an unknown for many at this time. The lawyers at Bergeron Clifford and other Eastern Ontario industry experts and health professionals spoke and sat on a panel aimed at providing guidance in this time of uncertainty and change. Bergeron Clifford was very happy to host a government representative from the LAT who was able to give crucial insight into the new regime and the policy objectives set down by the Ministry of the Attorney General.

Ontario Car Accident & Insurance Law: Medical and Rehabilitation Benefits - How Much Do You Receive After a Car Accident?

Kingston, Ottawa & Whitby Car Accident Injury LawyerAfter car accidents in Kingston, Ottawa or Whitby, Ontario, injured drivers or passengers can make two types of claims: 1. a claim with their own car insurance companies and 2. a tort claim or a lawsuit against the drivers that caused the accidents.  These options are not mutually exclusive.  In other words, you can pursue both options at the same time.  Often, the reason for pursuing both options is because the benefits the injured drivers and passengers receive from their car insurance companies are not enough to compensate them for their medical expenses or lost wages.  In addition, the benefits drivers/passengers receive from their car insurance companies do not cover pain and suffering.

I See You: Pay as You Drive Insurance and Your Privacy

An interesting article appears in Claims Journal today touching on potential holes in privacy rights associated with 'pay as you drive' insurance schemes. These new auto insurance programs offer reduced premiums to drivers who agree to have their car fitted with equipment that will track information including the time of day they drive, the speed they drive and the manner in which they brake. The data is collected by the insurance company with the assurance that privacy is fully protected; nobody is watching to see where you go and what you do. The only problem is that advanced telemetrics may allow the insurer to do just that.

Students: Do This Now

I seldom agree with the IBC (Insurance Bureau of Canada). Today it wrote a blog suggesting that all students heading out to university or college buy tenant's insurance. I agree. Do it.

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What Our Clients Say About Us:

“From my first meeting with Mr. Bergeron and Mr. Clifford I was reassured, made comfortable with the legal processes involved and well looked after. Mr. Bergeron and Law Clerk, Craig Cameron were always available to answer questions and guide me through the legal procedure. I was fortunate to be able to work with a wonderful lawyer, whose abilities I have extreme confidence in.” – S.M.
“From my first meeting with Mr. Bergeron and Mr. Clifford I was reassured, made comfortable with the legal processes involved and well looked after. Mr. Bergeron and Law Clerk, Craig Cameron were always available to answer questions and guide me through the legal procedure. I was fortunate to be able to work with a wonderful lawyer, whose abilities I have extreme confidence in.” – S.M.
“From my first meeting with Mr. Bergeron and Mr. Clifford I was reassured, made comfortable with the legal processes involved and well looked after. Mr. Bergeron and Law Clerk, Craig Cameron were always available to answer questions and guide me through the legal procedure. I was fortunate to be able to work with a wonderful lawyer, whose abilities I have extreme confidence in.” – S.M.

Contact Bergeron Clifford LLP If you or a loved one has suffered an injury, contact us at 877-391-2923 or fill out our online form below. With office locations across the East Region and a clientele that often has mobility issues, we are prepared to work wherever is most convenient for you. If you need us to visit you at your home or hospital, we can do that too.

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Kingston Office
1 Hyperion Ct.
Kingston, ON K7K 7G3

Toll Free: 877-391-2923
Fax: 613-384-0501
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Ottawa Office
185 Somerset Street West, Suite 305
Ottawa, ON K2P 0J2

Toll Free: 877-391-2923
Fax: 613-241-6381
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Whitby Office
173 Brock St. N., Suite 104
Whitby, ON L1N 4H3

Toll Free: 877-391-2923
Fax: 905-426-8574
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Perth Office
31 Foster St.
Perth, ON K7H 1R5

Toll Free: 877-391-2923
Phone: 613-267-4313
Fax: 613-267-4852
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164 Bridge Street
Carleton Place, ON K7C 2V7

Phone: 613-257-5887
Fax: 613-257-5889
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