Bergeron Clifford LLP Menu
Request your free case assessment today –
call: 877-391-2923 or use our

Injured in a car accident on Highway 401 near Kingston, Ontario.

Q: Injured in a car accident on Highway 401 near Kingston, Ontario. The insurance company of the driver who hit me left a message and asked me to call him back. Do I have to?

A: No, you do not have to call him back.  It is best to talk to an experienced car accident lawyer in Kingston who knows Ontario car accident law before talking to the other driver's insurance adjuster, including an adjuster from your own car insurance company.

Related Ontario Car Accident Legal Article: Injured in a Car Accident in Ontario? What Injured Drivers Should Know About Talking to a Car Insurance Adjuster

Talking to the Other Driver's Insurance Adjuster

When the at fault driver's car insurance company calls to talk to an injured party, the adjuster is probably seeking information from the injured party to use against him/her in a subsequent claim or lawsuit.  Insurance adjusters are infamous for trying to get out of paying injured parties the financial compensation they deserve after car accidents.  The other driver's insurance company is protecting its own interest and not the injured party's interests. If possible, it wants to reduce its insured driver's liability for causing the car accident and pay out as little as possible.

In your conversation, you may say something that the insurance company will use against you later on in terms of fault.  For example, the insurance adjuster asks how fast you were going, and you say you don't know. The insurance adjuster presses you to guess.  If you guess a speed that was over the speed limit, the insurance company may try to deny fault and say you caused or contributed to the accident by driving too fast.

The adjuster may also want to know about your injuries.  When you speak to the adjuster, you may not know the full extent of your injuries because you haven't had a full medical work up yet, such as an MRI imaging study.  When asked how you are feeling, you say, "okay." Later, you find out that you have a torn disc in your neck.  In a subsequent car accident lawsuit against the at fault driver, what you said to the adjuster may come up, and the validity of your injuries may be questioned.

If you don't call the adjuster back, he may continue to call you.  In the event that you answer the phone when the adjuster calls again, you should ask the adjuster to call your lawyer.

Talking to Your Own Car Insurance Adjuster

Though you do not have to talk to the other driver's car insurance company, you do have to speak to your own insurance company.  Under Ontario car accident law, you may file for accident benefits from your car insurance company after a car accident, such as income replacement benefits and medical and rehabilitation benefits.  See Ontario Car Accident Law - Lost Pay or Wage Loss Benefits

Even though it is your own car insurance policy, it is still best to speak to a lawyer before talking to the insurance adjuster so you know what to expect and what your legal rights are. Feel free to call our office to schedule a FREE consultation. 1-866-384-5886.

No Comments

Leave a comment
Comment Information
Chat

What Our Clients Say About Us:

“From my first meeting with Mr. Bergeron and Mr. Clifford I was reassured, made comfortable with the legal processes involved and well looked after. Mr. Bergeron and Law Clerk, Craig Cameron were always available to answer questions and guide me through the legal procedure. I was fortunate to be able to work with a wonderful lawyer, whose abilities I have extreme confidence in.” – S.M.
“From my first meeting with Mr. Bergeron and Mr. Clifford I was reassured, made comfortable with the legal processes involved and well looked after. Mr. Bergeron and Law Clerk, Craig Cameron were always available to answer questions and guide me through the legal procedure. I was fortunate to be able to work with a wonderful lawyer, whose abilities I have extreme confidence in.” – S.M.
“From my first meeting with Mr. Bergeron and Mr. Clifford I was reassured, made comfortable with the legal processes involved and well looked after. Mr. Bergeron and Law Clerk, Craig Cameron were always available to answer questions and guide me through the legal procedure. I was fortunate to be able to work with a wonderful lawyer, whose abilities I have extreme confidence in.” – S.M.

Contact Bergeron Clifford LLP If you or a loved one has suffered an injury, contact us at 877-391-2923 or fill out our online form below. With office locations across the East Region and a clientele that often has mobility issues, we are prepared to work wherever is most convenient for you. If you need us to visit you at your home or hospital, we can do that too.

We can help you. Get started now

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an lawyer-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Visit One of Our Conveniently Located Offices Today Schedule your free appointment: 877-391-2923

Kingston Office
1 Hyperion Ct.
Kingston, ON K7K 7G3

Toll Free: 877-391-2923
Fax: 613-384-0501
Kingston Law Office Map

Ottawa Office
185 Somerset Street West, Suite 305
Ottawa, ON K2P 0J2

Toll Free: 877-391-2923
Fax: 613-241-6381
Ottawa Law Office Map

Whitby Office
173 Brock St. N., Suite 104
Whitby, ON L1N 4H3

Toll Free: 877-391-2923
Fax: 905-426-8574
Whitby Law Office Map

Perth Office
31 Foster St.
Perth, ON K7H 1R5

Toll Free: 877-391-2923
Phone: 613-267-4313
Fax: 613-267-4852
Map & Directions

Carleton Place Office
164 Bridge Street
Carleton Place, ON K7C 2V7

Phone: 613-257-5887
Fax: 613-257-5889
Map & Directions

We can help you. Get started now »